Profit Rates
FINANCING VALUE | FINANCING PERIOD | YOUR INCOME | MONTHLY PROFIT RATE |
RM1,000 - RM100,000 | 6 to 84 months | RM24,000 and above | 0.66% - 1.50% |
RM1,000 - RM10,000 | 6 to 60 months | RM18,000 to RM24,000 | 1.20% - 1.50% |
Fees & Charges
Profit Rate / APR | As low as 7.92% p.a., depending on financing amount and period |
Processing Fee | from 2% to 4% of the financing amount |
Stamp Duty | 0.5% of the whole amount |
Early Termination Fee | None |
Late Penalty Fee | from RM18 to RM40, subject to terms and conditions |
What documents do I need to prepare for AEON iCASH Personal Financing application?
If you're a Salaried Employee:
- Original NRIC
- Latest EPF statement
- Latest 3 months salary slip / 6 months for non-permanent or commission-based staff
- Latest 3 months salary-crediting bank statement / 6 months non-permanent or commission-based staff
- Bank statement / saving account passbook (for verification purpose)
- Latest BE form and Tax payment receipt (optional).
If you're Self-Employed:
- Original NRIC
- Company Business Registration Certificate (ROC & ROB) and
- Latest 6 months Company's principle current account statement either, or
- Latest updated bank saving account passbook or bank statement (for verification purposes), or
- Latest Form BE/E form & Tax payment receipt.