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Profit Rates

FINANCING VALUE
FINANCING PERIOD
YOUR INCOME
MONTHLY PROFIT RATE
RM1,000 - RM100,000
6 to 84 months
RM24,000 and above
0.66% - 1.50%
RM1,000 - RM10,000 6 to 60 months
RM18,000 to RM24,000
1.20% - 1.50%

Fees & Charges

Profit Rate / APR
As low as 7.92% p.a., depending on financing amount and period
Processing Fee
from 2% to 4% of the financing amount
Stamp Duty
0.5%  of the whole amount
Early Termination Fee
None
Late Penalty Fee
from RM18 to RM40, subject to terms and conditions


What documents do I need to prepare for AEON iCASH Personal Financing application?

If you're a Salaried Employee:

  • Original NRIC
  • Latest EPF statement
  • Latest 3 months salary slip / 6 months for non-permanent or commission-based staff
  • Latest 3 months salary-crediting bank statement / 6 months non-permanent or commission-based staff
  • Bank statement / saving account passbook (for verification purpose)
  • Latest BE form and Tax payment receipt (optional).

If you're Self-Employed:

  • Original NRIC
  • Company Business Registration Certificate (ROC & ROB) and
  • Latest 6 months Company's principle current account statement either, or
  • Latest updated bank saving account passbook or bank statement (for verification purposes), or
  • Latest Form BE/E form & Tax payment receipt.


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