|YOU BORROW||LOAN PERIOD||YOUR INCOME||INTEREST RATE|
|RM500 - RM1,000||up to 6 months||min. RM18,000||18% p.a.|
|RM1,001 - RM3,000||up to 6 months||min. RM24,000||18% p.a.|
|RM3,001 - RM5,000||up to 12 months||min. RM36,000||18% p.a.|
|RM5,001 - RM10,000||up to 24 months||min. RM48,000||18% p.a. |
Fees & Charges
|Interest Rate / APR||As low as 18% p.a., depending on loan amount and period|
|Processing Fee||RM60, max. RM400 depending on the loan amount|
|Stamp Duty||included in the Processing Fee|
|Early Termination Fee||None|
|Late Penalty Fee||RM25 or 8% from current outstanding amount|
Fast Loans Requirements
Emicro accepts fast loan application from any Malaysian aged between 21 to 45 years old. In order to process your application, please prepare:
- Original MyKad (Front/Back)
- Your selfie, holding MyKad (to avoid identity fraud)
- Latest salary slip or EPF Statement
- Utility bills (electricity/water/maintenance, etc)
Emicro Fast Microloans Repayment
There are a few easy ways to repay your personal loan:
Transfer the money to Emicro bank account and enter your ID number or mobile number as the reference. Next step, upload the transfer slip to Emicro web or app.
FPX online banking
Pay via FPX online banking in Emicro web or App.
Make the repayment via ATM transfer to the company bank account. After that, upload the transfer slip to Emicro website or app.
Repay your microloan via JomPAY and upload the slip to Emicro web or app.