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Interest Rates

YOU BORROW
LOAN PERIOD
YOUR INCOME
INTEREST RATE
RM500 - RM50,000
12 to 60 months
min. RM12,000
12% p.a. - 18% p.a.


Fees & Charges

Interest Rate / APR
As low as 12% p.a., depending on loan amount and period
Processing Fee
None
Stamp Duty
0.5%  of the whole amount
Early Termination Fee
None
Late Penalty Fee
8%  from current outstanding amount


Who can apply and what are the requirements of this personal loan?

Any individuals in the Klang Valley with Malaysian identity card aged between 18 to 60 years can apply for this personal loan. It is so affordable that you only need to have a minimum monthly income of RM1,000 to qualify for borrowing. 

All you need to prepare is:

  • Original MyKad
  • Copy of latest 3-months salary slip
  • Copy of latest 3-months bank statement
  • Copy of latest EPF / BE form 
  • Utility bills (Electricity/Water/Maintenance/etc)

Can I trust this service?

JCL Credit Leasing is a licensed credit leasing company that has been in Malaysia for more than 10 years, with reliable office, website, social media presence and customer base. Google up if you're willing to give yourself a benefit of doubt.


Apply Now

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